I would like something that perhaps covers well visits as well as illness or accidents. Also, I would like something that is affordable as I can’t work and my husband just lost his job. We are getting the insurance so we don’t have to rehome our dogs if some major health issue comes up with them. That would break our hearts.
for the last person that wrote about having isurance on her 6 dogs. which insurance company do you use?
|
||||||
 |
what is the best dog insurance and why do you think so? It is for my Goldendoodles?5 comments to what is the best dog insurance and why do you think so? It is for my Goldendoodles? |
    |
||||
|
Copyright © 2010 Dog Food Coupons - All Rights Reserved |
||||||
In your position, the best recommendation I have is to stash money away in a savings account just for the dogs. If you husband just lost his job and you cannot work – you may need to rethink your budget.
NOT golden doodle=Golden Retriever x Poodle!
Pet insurance companies are nothing but money grabbers!
If you are planning on investing in one of these breeds (the goldendoodle, the cockapoo, really any of the -doodles or the -poos), I guess that’s your prerogative, but please just hear me out first.
What is This New Fad?
If, somehow, you have missed it, there’s a new trend in celebrity dog ownership: strang, unnatural crosses of unhealthy dogs that people pay thousands of dollars to own. They call them “designer dogs.”
Look at these Amazon links to the left! There are books now about these popular dog “breeds,” describing their temperaments and how to raise them. Again with the wanting to smack people. These animals are not a new breed; they are mutts! Accidents!
Now, I’m all for the owning of mutts. I, myself, have never had anything else. But to breed (that is, intentionally) is to choose two champion animals with a high quality of various traits and to test the parents for congenital diseases. Puggle, labradoodle, pekepoo, or any other cutesie-named dog breeders are not doing this. They are picking cute animals and forcing them to breed beyond their capacity. They are not breeding to “improve the breed.” They are breeding solely to make money, and that poses problems for the animals and for their owners.
There is NO such thing as a Goldendoodle. What you have is a Poodle/Golden Ret. mix. You shouldn’t get a dog knowing that you can’t afford vet bills. I hear that pet insurance cost more than would you would normally pay in vet bills in an average year. Of course, tho, getting a mutt, you never know what kind of vet bills are in your future. Buy a dog from a reputable breeder and you’ll have a health guarantee for at least 2 years. I certainly hope that you are adopting a dog from a rescue or animal shelter and not buying one from a BYB.
you can get insurance on any dog.i have insurance on all 6 of my dogs.i pay $69 every 3 months.
heres some reference you can buy on mixed breeds.
All the scientific studies in this area have found that the average mutt is healthier and will live longer than the average purebred. Here are a few references:
1) B.N. Bonnett, A. Egenvall, P. Olson, . Hedhammar, Mortality in Swedish dogs: rates and causes of death in various breeds, The Veterinary Record, 12/7/1997, S. 40 – 44)
“Mongrels were consistently in the low risk category” (S.
Ads by Google
41)
2) P.D. McGreevy & W.F. Nicholas, Some Practical Solutions to Welfare Problems in Pedigree Dog Breeding, Animal Welfare, 1999, Vol 8, 329-331
“Hybrids have a far lower chance of exhibiting the disorders that are common with the parental breeds. Their genetic health will be substantially higher.” (P338)
3) A. Egenvall, B.N. Bonnett, P. Olson, . Hedhammar,Gender, age, breed and distribution of morbidity and mortality in insured dogs in Sweden during 1995 and 1996, The Veterinary Record, 29/4/2000, p. 519-57
“Mongrel dogs are less prone to many diseases then the average purebred dog.” (S. 524)
4) R. Beythien, Tierarten- und Hunderassenverteilung, Erkrankungshufigkeit und prophylaktische Manahmen bei den hufigsten Hunderassen am Beispiel einer Tierarztpraxis in Bielefeld in den Jahren 1983-1985 und 1990-1992, 1998, Diss., Tierrztl. Hochschule Hannover
Mongrels require less veterinary treatment
5) A. R. Michell, Longevity of British breeds of dog and its relationship with sex, size, cardiovascular variables and disease, Vet. Rec., 27 Nov. 1999, S. 625-629
“There was a significant correlation between body weight and longevity. Crossbreeds lived longer than average but several pure breeds lived longer than cross breeds, notably Jack Russell, miniature poodles and whippets” (S. 627 – thus only small and toy breeds, as to be expected)
6) G.J. Patronek, D.J. Walters, L.T. Glickman, Comparative Longevity of Pet Dogs and Humans: Implications for Gerontology Research, J. Geront., BIOLOGICAL SCIENCES, 1997, Vol 52A,No.3, B171-B178
“The median age at death was 8,5 years for all mixed breed dogs and 6,7 years for all pure breed dogs For each weight group, the age at death of pure breed dogs was significantly less than for mixed breed dogs.” (p. B173)
7) H.F. Proschofsky et al, Mortality of purebred and mixed breed dogs in Denmark, Preventive Veterinary Medicine, 2003, 58, 53-74
Higher average longevity of mixed breed dogs (grouped together). Age at death mixed breeds (Q1 Q2 Q3 mixed breeds 8,11,13, purebreds 6, 10, 12)
I’ve yet to find any research that shows otherwise.
If you’re looking for an insurance that is affordable, I would recommend leaving out the routine coverage which would cover checkups and shots.
You usually end up paying more through the insurance than if you were to pay for it out of pocket. (Example: One company offers routine coverage for an extra $180 per year for one pet and they will cover $200 worth of bills. Not entirely worth it unless you know your annual vet bills will cost that much)
Insurance is a good idea if you want to be protected in case of accident or illness however. You never know when your dogs will get into mischief, and especially as they get older they are prone to more age-related problems.
It’s a good idea to read some reviews and do your own comparisons. Most top sites offer free quotes, here is one site where you can get a quote and look at quotes from other top sites side-by-side: http://www.trupanionpetinsurance.com/why_choose_trupanion_pet_health_insurance/quote-and-compare-companies_comparison-charts.aspx
I have Trupanion for my dog. I chose them because they don’t have annual limits and they cover 90% of all medical bills which includes tests and medications as well. They are a great company, I would definitely recommend them.